Cost of Living in High point, NC
High point cost of living index: 84.0 (below the US average). Median home price: $315,000.
Updated 2026 • Based on 3 local zip codes
📍 Some data sourced from nearby metro area
% below the national average
Housing
Data from 3 zip codes
Housing costs in High point, NC based on real market data from 3 local zip codes.
When considering a move to High point, NC, it's essential to analyze the housing market closely. The housing index stands at 62.27, indicating affordability relative to other areas. With a median home price of 315000.0 and an average rent of 1246.67 for a 2-bedroom apartment or for a house, the cost of living appears manageable, especially with low-interest rates potentially benefiting buyers. Moreover, consider local amenities, schools, and job opportunities that can influence your lifestyle. Make an informed decision to ensure a smooth transition.
Last updated: January 2026
Utilities
The cost of utilities such as electricity, natural gas, and other services can significantly impact the overall cost of living.
Living in High point, NC could entail variable utility costs. Electricity costs sit at $13.72, while natural gas is priced at data unavailable per Thousand Cubic Feet. Expect to budget about $76.5 monthly for other services like water and garbage.
Cost Breakdown by Category
Local Income & Economy in High point, NC
How far does your money go in High point? Understanding the relationship between income and cost of living is key to evaluating affordability.
How We Calculate Adjusted Purchasing Power in High point
The adjusted purchasing power shows what a High point, NC household income is actually worth after accounting for local prices. We calculate it using the formula: Purchasing Power = Median Income ÷ Cost of Living Index × 100
For High point, that's $58,582 ÷ 84.0 × 100 = $69,740. This means a household earning the median income in High point has the equivalent buying power of $69,740 in a city where the cost of living index equals the national baseline of 100.
High point is well below the national cost of living average at 84.0, making it one of the more affordable places to live in NC. The median income of $58,582 has an effective purchasing power of $69,740 — a meaningful boost that allows residents to save more, invest in real estate, or enjoy a higher standard of living compared to expensive metro areas.
The local unemployment rate of 5.4% is above the national average, which means the job market in High point may be more competitive. For remote workers or retirees with fixed income, the low cost of living is a strong advantage. For job seekers, researching the local industry mix before relocating is recommended.
💡 Purchasing power is calculated by dividing the local median household income by the cost of living index and multiplying by 100. A result higher than the nominal income means your money goes further; a lower result means local prices erode your earnings. The US baseline cost of living index is 100.
Pros & Cons of Living in High point
Pros
- • Pleasant climate year-round
- • Family-friendly parks
- • Rich history and culture
- • Diverse cultural events
- • Friendly locals at events
- • Nearby recreational areas
- • Good schools in area
- • Growing job market
- • Low cost of living
- • Active local community
Cons
- • Perceived racism in community
- • Limited nightlife options
- • Some schools lower rated
- • Struggles with economic growth
- • Traffic congestion during peak
- • Job availability varies widely
- • Public transport issues
- • Less diversity in some areas
- • High property crime rates
- • Limited youth activities
💡City Insights
High point scores 6/10 for affordability, 5/10 for safety, and 5/10 for family-friendliness — an good overall profile.
Frequently Asked Questions
What is the cost of living in High point, NC? ▼
The cost of living in High point, NC is 16% lower than the national average, with a cost of living index of 84 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
How much does it cost to buy or rent a home in High point, NC? ▼
In High point, NC, The median home price is $315,000. requiring approximately $110,357 annual income to afford. Average rent is $1,247/month (requiring ~$49,867/year income). The local median household income is $58,582, making homeownership challenging for typical residents. Explore High point real estate data →
Is High point, NC a safe place to live? ▼
High point, NC is average in terms of safety, with crime rates near the national average. Safety varies significantly by neighborhood. View detailed High point crime statistics →
What salary do you need to live comfortably in High point, NC? ▼
To live comfortably in High point, NC and afford a median-priced home of $315,000, you would typically need a household income of $78,750 to $98,438 per year. The local median household income is $58,582. Renting requires approximately $49,867/year (at $1,247/month). See full affordability analysis →
What are the best neighborhoods in High point, NC? ▼
The best neighborhoods in High point, NC depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods throughout the city offer good value since the median home price of $315,000 is below the national average.
How are the taxes in High point, NC? ▼
Tax rates in High point, NC include state and local components. The cost of living index of 84 suggests a lower overall tax and expense burden cost environment compared to the national average. View detailed High point tax information →
How does High point, NC compare to nearby cities? ▼
High point, NC offers a more affordable alternative to nearby communities. With a cost of living index of 84, median home prices of $315,000, and a crime rate of 0 per 1,000 residents, you can compare these metrics side-by-side. Use the compare feature to evaluate specific cities.
What is the weather like in High point, NC? ▼
Weather in High point, NC varies by season. Climate data varies by season. View detailed High point climate & environment data →
What factors affect cost of living in High point, NC? ▼
The main factors affecting cost of living in High point, NC include housing costs (the biggest factor), utilities, groceries, transportation, and healthcare. Local taxes and the overall economic conditions also play a role.
Housing Costs by Zip Code
Detailed housing data across 3 zip codes in High point, NC.
| Zip Code | Median Home Price | Avg Rent | 2BR Rent | For Sale | For Rent |
|---|---|---|---|---|---|
| 27260 | $185,000 | $1,075/mo | $1,050/mo | 96 | 55 |
| 27262 | $318,500 | $1,609/mo | $1,195/mo | 108 | 35 |
| 27265 | $315,000 | $2,029/mo | $1,495/mo | 177 | 73 |
Explore More About High point, NC
📅 Last Updated: January 2026
Sources: U.S. Census Bureau (ACS), Bureau of Labor Statistics, Council for Community and Economic Research (C2ER), Zillow, Redfin